Thursday, July 31, 2008

Make The First Impression a Great One

First impressions are critical. Just like the view from the curb may prevent a buyer from getting out of the car, the view inside the house determines whether they make an offer. Buyers need to be able to imagine themselves living in your home, or perhaps more to the point, they need to envision your home as theirs. You can accomplish this by staging your home.

Home staging is the process of preparing your home for sale to make its best impression on prospective buyers. It can be as simple as cleaning the house and putting out fresh flowers or as complicated as hiring a consultant to determine what furnishings and decorations best suit your home while it?s on the market. Big budget or small, how you present your home to potential buyers can affect how quickly it sells.

Cleaning and decluttering are essential. The whole house should sparkle ? especially kitchens and bathrooms. Clear off counters and organize cabinets and closets. Too much ?stuff? is distracting and makes spaces feel cramped and small ? definitely not a good impression. Remove furniture that blocks the natural traffic flow, being sure there is a clear walkway to all windows and that the windows and screens are clean.

Visual cues help buyers process your home?s features. Keeping room d?cor simple makes it easy to ascertain a room?s purpose. A bed and a dresser in a room with a closet are all it takes to show that a room can be used as a bedroom. A table with chairs identify a dining area, formal or otherwise. Staging rooms for their traditional purpose helps buyers understand your home. Whether the final buyer decides to use rooms the way you show them doesn?t matter.

There is a lot you can do yourself to get your home looking its best. Consult with your real estate professional before you start any projects to be sure that the payoff is worth the investment. Remember, once you decide to sell your home, it?s a good idea to behave as if it isn?t your ?home,? anymore. Cutting the emotional ties makes it easier to get your ?house? sold fast.

Shawn Buryska is a realtor in Rochester MN, specializing in home real estate, buying a new home, selling your old home, or helping you search Southeastern Minnesota MLS Listings.

Biophilic Design Shy Relation of Green Building

Green building is more than just a trend. An often overlooked part of Green building is what is called Biophilic design. The goal of this sub-genre is to bring the outdoors into interior living spaces, either residential or commercial. The introduction and interaction with natural elements for aesthetic and health purposes is beginning to receive wider acceptance as indoor air pollution becomes a growing concern for urban dwellers and suburban ones who live in air-tight energy efficient homes.

Biophilic design injects real or simulated natural components into living and working spaces to promote emotional and physical wellness. Morning sun exposure, water features, natural vistas through window-walls, sky-ceilings, and greenhouse rooms where plants dominate and restore air quality while providing an indoor forest refuge are some common applications of this recent design extension. Biophilic design is based more in a emotional or Zen-like perspective than save-natural-resources Green building. Understanding that nature and natural settings allow humans to relax and is part of our DNA, professors at major universities study ecology and it's effect on our home environments as well as dispositions.

Here are some tips to get a start on Biophilic design in your home.

-Find a room that faces good morning sun and install floor-to-ceiling windows to receive a daily dose of high-powered natural light. Studies show that hospital patients who receive morning sunshine need almost a quarter less pain medication that those with north facing windows.

-Install a sky ceiling in a family or living room. These new ceiling systems mimic full-spectrum light emitted from mid-day skies.

-Place a waterfall or pond with fountain in side a favorite room. Flowing or spraying water adds a relaxing sound to your environment and helps screen out exterior noise pollution.

-Build a green house room with many indoor and outdoor plants, more the better. Put a comfortable chair to use for reading or relaxing in your home garden.

-Use window-walls to allow outdoor vistas in. I have seen homes that installed large glass areas in a well-used room. The increase in natural light and the ability to see from the ground to the sky is welcomed especially in the dark days of winter.

Mark Nash is the author of Fundamentals of Marketing for the Real Estate Professional, Starting & Succeeding in Real Estate, Reaching Out: The Financial Power of Niche Marketing, and 1001 Tips for Buying and Selling a Home. Mark is a contributing writer for: Realtor (R) Magazine Online, Broker Agent News, Real Estate Executive Magazine, Principal Broker, and Realty Times. He contributes residential real estate analysis to Business Week, CBS The Early Show, CNN, HGTVpro.com, The New York Times, and USA Today. View his books at http://www.1001RealEstateTips.com

The Misconceptions Of Buying Overseas Property

We left off at that part of our continuing story about Janet and John when they decided to look around the local area having placed an offer on their first dream home in Spain.

They found a street caf? in a village just north of Gandia. John ordered refreshing drinks in his best Spanish, and they settled in their chairs as the thoughts and dreams jumbled in their heads. It had been a very long day and a state of confusion was certainly in the air. Janet was just starting to realise that John had actually bid on a Spanish Property! She had definitely wanted it and had even suggested he used his Amex card to secure a reserve with the owner. Now the logic began to creep back into her well ordered life as the Tonic and Gin seeped into her bloodstream and she became quite pleased with John. The latter was an unusual feeling, poor John. Her husband was not normally well known for making snap decisions and turning the tables on enthusiastic salesmen; but he had done it, he had made a counter offer which was serious enough to stop both the owner and the agent in their tracks.

?Where did that all come from? Janet asked John, John replied eagerly giving Janet details of a website he had been relying on for information where he had found so much useful information for buyers that he had now become an expert himself! He explained that the website was one of many he had looked at from Home but this was his real favourite as it appeared to act as an independent source of information and had formed its agents all over Europe into an Association. In fact Jose Miguel had also been introduced by the same website and was an accredited agent to their association. He had one regret, and that was he had found the site late and could have saved them both a lot of problems. However here they were, the potential owners of their place in the sun.

?How will we afford it John? the Villa was 55K over their original 200K budget. John had offered 225K. ?Well I can probably arrange a top up mortgage with a local Spanish bank?.

With the amount of savings John had allocated any reputable local lender would be happy to offer them a up to 80% of the bank valuation which allowing for valuers to be miserable in their valuations for bank purposes, then as a rule of thumb Janet and John could expect a mortgage for up to 50% of their purchase price. John was now considering the added costs which he had been advised could be an additional 10% on top of the purchase price. Then there were the improvements he might undertake to the property. Furniture to be bought, a re-wiring project might be necessary and moving costs. As his Gin seeped quietly into his system he calculated that an additional 75K mortgage would be comfortable and affordable at the low rate he could achieve in Spain. Now they felt more relaxed.

Janet and John drove around their potential home village and surrounding environs and discovered to their delight a Doctor?s surgery, a pharmacy a railway station and a sign for a local hospital. So far so good.

The next morning the agent called. Jose Miguel had secured an agreement with the owner and 225K would be acceptable. Janet and John were delighted and a big hug ensued. Jose Miguel offered the services of a local English speaking solicitor and asked John to come into the office as soon as possible with the 6000 reserve to finally clinch the deal. Aah! Here comes that word Reserve again.

John consulted his favourite website where he had seen previously that there were Property Pals to help and guide you through the potentially painful learning curve of purchasing overseas property. He clicked through to the Pal page and sent an email to the local Pal in Gandia.

Dear Andy, this is my situation??.what shall I do now?

Janet and John went to see the solicitor who acted independently from a different office to the agent. He spelt out all the legal implications and costs that were involved and promised to look into the legality of the property as soon as possible. John was advised to apply for his NIE number (Spanish National Insurance identity number) and to go and open a bank account. The solicitor Raphael said he was happy to help in that respect but John wisely decided to paddle his own canoe for a while.

When he returned to the Hotel after an excellent lunch he was delighted to have received an answer from Andy his local Property Pal. Andy confirmed that the agent was accredited to the MyPropertyPal Association of Overseas Property Agents and that the solicitor he had recommended was known to Andy and could be trusted. Phew! What a relief, Andy also mentioned that he could give the reserve to the solicitor who would confirm to the agent that he had received it and subject to the searches being successfully carried out it would be released to the agent or solicitor acting for the owner. In this way Janet and John would be acting in accordance with acceptable Spanish process and could secure their property. Once the deposit had been paid, Andy had said owners rarely de-faulted on the deal done as by law they would have to return a double deposit to the purchaser as compensation!

Janet and John decided to go back to the property for a long hard look in the cooler light of the next morning.

All in all another good day for our intrepid pair until the phone rang whilst John was in the shower. Janet took the call. When John came out of the shower he found a crestfallen Janet. What was the problem? Apparently the agent had rung to confirm that the owner needed to be paid 150K in hard cash (Under the bed money) and this needed to be brought to the Notary?s office on the completion date. How could they arrange this? Did they have the money? Was this the fly in the ointment? Did John have the answer to this problem or could Andy help?

Well, what Janet did not know was that this is fairly normal in many Mediterranean countries where owners seek to mitigate capital gains tax. However there are ways for buyers to solve the associated problems of paying in part cash.

Read part 5 and find out how Janet and John cope with this new development

Hugo Raymond
Founder of http://www.mypropertypal.com

Sunday, July 27, 2008

Atlanta Apartment Rentals

If a tenant comes to terms with what he or she really needs, it should not take more than a few days to complete the rental home search. If the needs are reasonable, like good bathrooms and bedrooms or a nice kitchen and cozy living area, there should hardly be any problem. But tenants with extravagant demands like a four-car garage or the right to keep a couple of poisonous snakes may not find the going too smooth.

Even though some policies may impose an additional charge if you rent your house, see to it that your insurance covers your house as a rental. Take care to have a look at the prevailing rental rules. There are often rules on various things like what rooms in a house may be used for renting or the number of non family members that may live together. By collecting facts on other rentals in the area, make the most of your own house rental.

One rents a house mostly because of a large, steady income. Many people purchase rental houses in areas that constantly attract tenants and rent them for much more than the cost of the mortgage. In most cases a house will rent for a lot more than an apartment. They usually offer more space and are rented by families, professionals or students whose needs are not fulfilled by acquiring smaller spaces.

You can also rent a house for part of the year and use it as a vacation home. There are many who buy shore homes and rent them except for a few weeks of the year. Remember, any tools, supplies and services you purchase for the house can reduce your tax burden.

If a property remains un-rented for long, you stand to lose more money. Maintenance of a home rental is also not easy. Painting on a regular basis, taking care of the lawn, removal of snow etc. will demand your attention and cost you a lot of money.

Atlanta Apartments provides detailed information on Atlanta Apartments, Loft Atlanta Apartments, Atlanta Apartment Rentals, Cheap Atlanta Apartments and more. Atlanta Apartments is affiliated with Apartments for Rent in Chicago.